Super Visa Insurance
Super Visa insurance is designed for parents and grandparents visiting Canada under the Parent and Grandparent Super Visa program. It helps meet immigration requirements and provides emergency medical coverage during their stay.
IRCC requires Super Visa applicants to show proof of private health insurance that is valid for at least one year from the date of entry and that comes from a Canadian insurance company or an outside-Canada company approved by the minister. [canada.ca]
Best For
Parents visiting children in Canada
Grandparents visiting family in Canada
Families applying for the Parent and Grandparent Super Visa
Visitors who need longer stays than a standard visitor visa
Additional Plan Details
Common Coverage Areas
• Emergency medical treatment
• Hospitalization
• Emergency return home
• Follow-up treatment limits
• Deductible options
• Pre-existing condition coverage if eligible
Quick Questions Clients Should Ask
• Does the policy meet current Super Visa requirements?
• Is coverage valid for at least one year from entry?
• Are pre-existing conditions covered?
• What deductible should we choose?
• What happens if the visa is refused?
• Can the policy be changed if the arrival date changes?
• Is monthly payment available?
Common Mistakes
• Buying a quote instead of proper proof of insurance
• Choosing insufficient coverage
• Not checking pre-existing condition stability rules
• Using the wrong effective date
• Not understanding refund rules
• Forgetting that coverage must be valid for entry into Canada
Key Requirements to Highlight
The IRCC eligibility page states that applicants must be outside Canada when submitting the application, have proof of qualifying private health insurance, take an immigration medical exam, and meet other conditions. [canada.ca]
The IRCC also announced that, as of January 28, 2025, Super Visa applicants may use a private health insurance policy from an insurer outside Canada if that insurer meets specific approval and authorization requirements. [canada.ca]
Protect Your Business. Plan for the Future.
Get assistance comparing Super Visa insurance options so your family understands coverage, cost, eligibility, and documentation requirements.