Privacy Policy

Introduction

Nair Financial Services Inc. ("Nair Financial Services", "we", "our", or "us") is committed to protecting the privacy and confidentiality of the personal information entrusted to us by our clients and website visitors.

This Privacy Policy explains how we collect, use, disclose, and protect personal information through our website and our insurance and financial services practice.

By using this website, contacting us, or submitting personal information, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.

Information We Collect

We may collect personal information that you voluntarily provide, including:

• Name

• Email address

• Telephone number

• Mailing address

• Information submitted through contact forms

• Information provided when booking an appointment

• Information required to obtain insurance quotes or financial service recommendations

We may also collect limited technical information such as:

• IP address

• Browser type

• Device information

• Website usage data through cookies and analytics tools

Why We Collect Information

We collect personal information for purposes including:

• Responding to inquiries

• Scheduling consultations

• Providing insurance and financial services

• Assessing product suitability

• Obtaining insurance quotes from carriers

• Meeting regulatory and compliance obligations

• Communicating with clients regarding products and services

• Improving our website and client experience

We only collect information necessary to fulfill these purposes.

How We Use and Share Information

Your personal information may be shared when necessary with:

• Insurance companies and carriers

• Managing General Agencies (MGAs)

• Benefit providers

• Service providers supporting our business operations

• Regulatory bodies where required by law

We do not sell client information to third parties.

Information is disclosed only for purposes related to the services requested or as required by law.

Protection of Personal Information

We maintain administrative, physical, and technological safeguards designed to protect personal information against unauthorized access, disclosure, loss, misuse, or alteration.

These safeguards may include:

• Password-protected systems

• Secure cloud-based technologies

• Encrypted communications where appropriate

• Restricted access to client information

• Secure document storage and disposal procedures

Cookies and Website Analytics

Our website may use cookies and analytics tools to improve functionality and understand visitor interactions.

Cookies help us:

• Improve website performance

• Measure website traffic

• Enhance user experience

You may disable cookies through your browser settings; however, some website features may not function properly.

External Links

This website may contain links to third-party websites.

Nair Financial Services is not responsible for the privacy practices, content, or security of external websites. Visitors should review the privacy policies of those sites separately.

Access and Correction Requests

You may request access to personal information we hold about you and request corrections where appropriate.

Requests should be submitted in writing using the contact information below.

Withdrawal of Consent

Subject to legal, contractual, or regulatory restrictions, you may withdraw consent for the collection, use, or disclosure of your personal information by contacting us.

Withdrawal of consent may affect our ability to provide certain products or services.

Privacy Officer

Questions regarding this Privacy Policy or the handling of personal information may be directed to:

Girish Nair
Privacy Officer
Nair Financial Services Inc.

Email: girish@nairfinancialservices.ca

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in legislation, regulatory requirements, business practices, or website functionality.

The most current version will always be posted on this website.